Gold has always held a special place in Indian households, from weddings and festivals to long-term family savings and investment planning. But because the gold rate moves daily on account of global market shifts, currency fluctuations, inflation and local demand, checking today's price before you buy, invest or borrow against gold isn't optional - it's essential.
| Gram | Today | Yesterday | Change |
|---|
*Calculations are indicative based on selected city's live gold rates today.
Gold rates change every single day and knowing where they stand right now can save you money, whether you're buying jewellery, investing, or pledging gold for a loan. This page brings together live 22K, 24K and 18K gold prices, recent price movement, and the context you need to make sense of the numbers, all in one place.
Whether you're comparing 22K jewellery rates, tracking 24K for investment, or estimating your gold loan value, CredBuddha gives you accurate, easy-to-read price insights so you can move with confidence, not guesswork.
Beyond the live rate, this page also helps you understand why the number is what it is, from the role of international bullion prices and the rupee-dollar exchange rate, to how making charges, GST and seller margins change what you actually pay at the counter. So instead of just showing you a price, we help you read it correctly.
If you're planning a purchase, tracking gold as part of your savings, or thinking about a gold loan, you'll also find purity checks, city-wise price context, and simple guidance on what to look at before you commit — so the gold rate becomes a starting point for a smarter decision, not just a number on a screen.
24K gold is the purest form of gold, so its price in India is usually the highest. It is commonly tracked by people looking at gold investments, gold bars, or gold coin purchases rather than everyday jewellery.
22K gold contains a small amount of other metals, making it more durable and suitable for most jewellery.
18K gold has less gold than 22K and 24K gold, but it is more durable, less expensive, and frequently used in modern and diamond-studded jewellery designs.
For basic jewellery, the 22K gold rate is the most important. For coins, bars, and purity-focused purchases, the 24K gold price in India is more important. When comparing lightweight or designer pieces, the 18 carat gold jewellery pricing may be a better standard.
*Also remember that the gold rate shown on this page is only the base gold price; your final bill can still include making charges, GST and seller margins.
When checking the gold rate, it helps to know that gold is not always discussed in just grams. While the gold price per gram is the most common unit of measurement, buyers compare rates in 8 grams, 10 grams, sovereign, pavan, tola and even kilograms depending on whether they are purchasing jewellery, coins or bullion.
| Gold Unit / Common Term | Equivalent Weight | Common Usage |
|---|---|---|
| 1 sovereign / 1 pavan | 8 grams | Popular jewellery-buying unit, especially in South India |
| 1 tola | 11.66 grams | Traditional gold measurement still used in some markets |
| 1 bhori | 11.66 grams | Regional traditional unit, commonly aligned with tola |
Gold rates in India are linked to a mix of global and local factors, which is why prices can move even when you are checking the same purity. At the base level, the gold price in India is influenced by international spot prices and domestic bullion trading, including MCX (Multi Commodity Exchange of India) trends. On top of that, the rupee-dollar exchange rate matters because India imports a large share of its gold, so if global prices rise or the rupee weakens, the gold rate can move up even without any local change in demand.
In simple terms, the gold rate in India is shaped by:
That is why the 1 gram gold rate, 24K gold price and jewellery purchase price may not always match exactly across every seller.
The gold rate you see online is shaped by a mix of global market movement and local buying trends. Here are the real factors behind those rate changes:
*Actual jewellery purchase price can differ from the displayed gold rate because stores may add making charges, wastage, taxes and delivery costs.
Gold rates are broadly connected to the national bullion market, but the final price can still vary slightly from city to city.
| Why Rates Differ | What It Means for Buyers |
|---|---|
| Local demand | Wedding, festive and regional buying demand can influence how aggressively jewellers price gold. |
| Logistics and sourcing | Transport, handling and supply-chain costs can slightly affect the city-level gold price. |
| Association benchmarks | Many jewellers follow local trade benchmarks while aligning with broader market-led rates. |
| Jeweller pricing | Purity mix, inventory cost and store-level pricing can create small differences in the final retail rate. |
That's why it's smart to check the latest gold rate before buying, especially if you're comparing jewellery, coins or investments.
Gold has long been one of the most trusted ways to save in Indian households. For many families, it is more than jewellery, it's an emotional and financial asset passed across generations, used for weddings, festivals and long-term savings.
Gold can also play an important role in a portfolio because it tends to hold up during inflation, market fluctuation, or when you want to diversify risk across asset classes. It works best as one part of a balanced plan rather than the only investment. Before buying, compare gold rates, purity, coin or bar pricing, and final jewellery costs.
Each option works differently, so checking today's gold rate is only the first step; how you invest matters just as much.
There's no single right answer to buying gold at today's rate.
Before you buy, compare purity-wise rates, final billing and seller charges, not just the headline gold rate.
The gold rate does more than help you track prices; it also affects how much loan value you may get against your jewellery. Lenders usually assess two things first: the purity of the pledged gold and the prevailing gold price per gram. Your gold loan amount is linked to the current market value of the gold you pledge, not just its weight.
Lenders also use a Loan-to-Value (LTV) ratio to decide how much of your gold's assessed value can be offered as a loan. So even if the gold price rises, the final loan amount depends on purity checks, net gold weight and the lender's valuation method.
Gold can play a supporting role in a portfolio, but it works best as one part of a money plan rather than the whole plan. Long-term goals need a mix of assets, fixed deposits for stability, mutual funds for diversification, and equities for growth potential.
If you regularly follow the gold rate, use that information as a planning input, not the full decision. Pair gold tracking with tools like an EMI Calculator, Loan Eligibility Calculator and Free Credit Score check so your investment choices stay aligned with your wider financial goals.
Gold is often compared with other common savings and investment instruments. Here's a quick, high-level view to add context alongside the daily rate:
| Aspect | Gold | Fixed Deposit | Mutual Funds |
|---|---|---|---|
| Liquidity | High (can sell or pledge easily) | Moderate (lock-in/penalty may apply) | Moderate to High |
| Volatility | Moderate, moves with global & local factors | Low, fixed, predictable returns | Varies by fund type |
| Typical use | Savings, jewellery, hedge against inflation | Capital protection, short-term goals | Long-term wealth growth |
| Can be pledged for a loan | Yes, gold loan | Yes, loan against FD | Limited/depends on fund |
*This comparison is for general understanding only and is not investment advice. Compare based on your own goals, timeline and risk appetite.
Gold rates vary across cities due to state taxes, octroi, transport charges, and local jeweler associations. Click on any city to view its local rates.
Today's Rate: ₹74,500
Note: The rates shown on this page are indicative and may not reflect exact market prices at all times. Please confirm the latest rate with your local jeweller or vendor before buying, selling, or pledging gold.
Jul 03, 2026
Jul 03, 2026
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